More than half of Americans are not prepared to cover basic expenses during retirement, according to Fidelity’s Retirement Readiness Barometer.
A closer look at the numbers shows that those entering their golden years are at risk of having to postpone their retirement to pay for housing, medical expenses and food.
- 48% of boomers are poorly or fairly prepared for retirement
- 58% of Generation X are not ready to retire
- 62% of Generation Y are not on track to achieve their retirement goal
Here’s the good news: It doesn’t take much to get back on track for retirement. The majority of Americans can reach 85% of their retirement savings goal simply by boosting their savings and reconsidering their investment asset mix.
Now, there’s a way to do both without exposing your retirement savings to market fluctuations.
Connect investment It is a real estate investment platform focused on providing accessible, short-term investment opportunities backed by residential properties. By combining technology with disciplined underwriting, the company aims to achieve consistent returns while maintaining a strong focus on transparency and risk management.
New members receive a $50 promotional credit if they fund a note within the first 10 days of opening their account.
How it works
Connect investment Short bonds are designed to provide investors with short-term, fixed-rate returns, providing a more predictable income stream compared to traditional market-based investments.
After enrollment, you can choose a short note term of 6, 12 or 24 months, each with a clear exit date. You will then receive a monthly income from interest earnings, and your principal investment will be returned once the note reaches maturity.
The short notes are designed to be easy to understand and accessible, allowing investors to participate in real estate-backed opportunities without the complexity of direct real estate ownership. Each note is backed by residential real estate loans, giving investors exposure to tangible assets rather than purely market-driven securities.
Connect investment It makes it easier to use your existing retirement funds to get started. You can set up or use a self-directed IRA to transfer money to a Connect Wallet, or work with a trusted custodian for tax-deferred or tax-free growth.
The platform emphasizes conservative underwriting and risk management, including structured trades designed to prioritize the protection of investor capital.
| Connect investment | Real estate investment funds | Crowdfunding | Unions | |
| Minimum investment | $500 | Cost of 1 share | $1,000 – $25,000 | $25,000+ |
| Returns | Consistent and predictable (up to 9%) | Market-driven, variable | Project dependent, variable | Project dependent, variable |
| Investment term | 6-24 months | There is no specific term | 3-10 years | 3-7 years |
| Backed by real estate? | Yes | indirect | Yes | Yes |
| expenses | no one | Administrative fees, overhead expenses | Platform and administration fees | Union fees |
| Individual control | High and simple terms | Low, linked to the stock market | Moderate, varies by platform | Moderate, depends on the sponsor |
| Who is it best for? | Ordinary people look for predictable returns | Investors are looking for equity-like exposure | Holding long-term investors | High net worth investors |
Get on track for retirement with Connect Invest
Real estate investing is one of the most popular ways people use to earn passive income, but it’s not always reliable or predictable.
Connect investment Offering short-term options with low minimum investments and fixed returns, it offers retirees a simple way to add real estate-backed income to their retirement portfolio.
Their platform also offers:
- No hidden fees
- Flexible, short-term investment timelines
- Expected returns
- Low minimum investments
- Reduce exposure to market fluctuations
Get a $50 promotional credit when you fund a note within the first 10 days of opening your account.
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