- Ripple announced that it is joining Mastercard’s Agent Pay for Machines (AP4M) program for AI payment agents.
- Ripple will provide support through the XRP Ledger and its native stablecoin RLUSD.
- More than 30 companies, including Stripe, Coinbase and others, are joining the initiative launched by Mastercard to create an AI-driven commerce ecosystem.
On June 10, Ripple, a leading blockchain and cryptocurrency company, announced that it has joined the MasterCard initiative. Agent Payment Program for Machines (AP4M).
Ripple partners with Mastercard’s AP4M program
Ripple said that AI agents are now able to manage commerce transactions, and payments need more than just speed. However, it is important that there is strong oversight and clear regulations for these agents.
In the official statement, Ripple said that it is helping develop the infrastructure for agent-based payments. The company stated that XRP Ledger The RLUSD stablecoin helps lay the foundation for the future of trading.
Markus Infanger, Senior Vice President of RippleX, said in… press release“Autonomous agents already settle invoices and pay for compute costs themselves, but organizations can only move so quickly if controls move with them.
“Mastercard’s move toward regulated on-chain stablecoin settlement is an important signal that this is evolving from an emerging capability to an institutional standard,” he said.
Launch of Mastercard agent to pay for devices
Mastercard officially launched Agent Pay for Machines on June 10, 2026. The purpose of this program is to create a payment ecosystem for autonomous AI agents. These programs will handle high-frequency, low-volume transactions, down to a fraction of a cent. This entire process will run automatically in the background without any kind of intervention by humans.
More than 30 partners are joining this program, including Aave Labs, Alchemy, Anchorage Digital, BVNK, Cloudflare, Coinbase, Mastercard Merchant Cloud, MoonPay, Nevermined, OKX, PayOS, Polygon, Rain, RippleX, Solana Foundation, Stripe, and more.
This new service is part of Mastercard’s previous Agent Pay program, which launched in 2025. It integrates how trusted AI agents participate in digital payments. Agent Pay for Machines expands this program with automated, machine-based microtransactions in e-commerce.
“Agent Pay for Machines will create the conditions for AI business models to flourish,” said Jorn Lambert, Chief Product Officer at Mastercard. “Automated payments can enable the buying and selling of services between agents at fundamentally different scales than payments today – in very large amounts, very small values, very fast and with very low latency.”
the AP4M introduced new capabilities for automated trading, including Accreditation, Permission, Dealingand settlement.
The role of stablecoins in the growth of agent payments
The agent trade is expected to witness impressive growth in the coming years. according to Juniper ResearchThe global agent commerce market is expected to rise to more than $1.5 trillion by 2030, and Mastercard will play a major role behind this growth.
In MasterCard In the Agent Pay for Machines (AP4M) program, there are partners such as Ripple, Coinbase, BVNK, and Temp, who will provide the benefits of stablecoins for agent trading. This includes better speed, programmability, and efficiency.
Ripple and its native stablecoin, RLUSD, will play a key role in creating the building blocks for trusted payments backed by… Agent payments. RLUSD is issued on the XRP Ledger, which is fully regulated.
