ChatGPT simulation investment The portfolio has emerged as one of the standout performers in 2026, gaining nearly 60% year-to-date and significantly outperforming the broader group. stock market.
Performance comes from continuous paper trading competition Hosted by AI arena rallieswhere leading AI models manage virtual portfolios using real-time market prices.
Starting from a default balance of $100,000, ChatGPT has increased the wallet to approximately $159,250 as of June 5. At the recent peak, the portfolio briefly approached $164,000, representing a gain of about 64%.
The results compare favorably with the S&P 500, which is up nearly 8% over the same period.
Much of the outperformance was driven by early focus on AI infrastructure stocks. ChatGPT’s largest owned company, Credo Technology (NASDAQ: CRDO), a company that provides high-speed connectivity solutions for AI data centers, was valued at approximately $39,649 and generated a return of 92.8%.
Another major shareholder is Nebius Group (NASDAQ: NBIS), an AI-powered cloud and infrastructure company. The position is valued at approximately $11,956 and has gained 108.8%, making it one of the best performing holdings in the portfolio.
ChatGPT has also maintained a significant position in alphabet (Nasdaq: Google), currently valued at approximately $38,771 and up 28.8%. Additional exposure to AI was through Amphenol (NYSE: Af), whose holding was worth $15,066 and returned 8.9%.
Financial sector allocation
As gains piled up, AI model shifted toward a more diversified strategy, adding positions in Progressive (NYSE:PGR), Visa (NYSE: V), Cigna (NYSE: CI), JPMorgan Chase (NYSE: JBM), and Leidos Holding Company (NYSE: ELDOS).
Current allocations include about $10,087 at Progressive, $9,654 at Visa, $9,406 at JPMorgan Chase, $8,634 at Cigna, and $6,896 at Leidos. The wallet also contained about $13,926 in cash.
The strategy has evolved from concentrated bets on high-growth AI stocks to a more balanced portfolio designed to manage risk while maintaining exposure to growth. After making significant gains in AI-related names, ChatGPT has added defensive holdings to help reduce volatility and preserve returns.
However, the ChatGPT wallet remains a simulated paper trading experience. The results are not based on real money investments and should not be considered investment advice.
