The best independent agent payments platform is a category within BeInCrypto 100 Foundationan annual research-based program that recognizes institutional excellence in digital assets across 26 categories and six pillars.
This category falls under Pillar 4: Tokenization and Cross-Chain Finance. The 10 companies below are listed alphabetically and are not ranked. The shortlist will be named in May 2026, with the winner announced in A guide to talking in Paris From 2 to 3 June 2026.
Basic facts
- Long list: 10 companies across stablecoin proxy pools, x402 ecosystems, full proxy payment platforms, proxy identity standards, settlement layers, proxy onramps, and network-wide payment rails
- Initial assembly: More than 30 companies were examined; 10 advanced to the basic longlist
- to request: Listed alphabetically, not ranked
- Scoring: 30% quantitative data · 50% expert council · 20% disclosed company data
- Criteria evaluated: Agent transaction volume, depth of agent integration, programmability, developer adoption, security and compliance, financing and viability, innovation signal
- Eligibility: Each company must have a product, software, fund, standard or pilot that can be verified by AI or announced during the award period
| firm | Headquarters | Agent/sub-sector platform | It arrives | Representative work |
|---|---|---|---|---|
| Ants for digital technologies | Hangzhou, China | Infrastructure platform for the agent-to-agent economy | Anvita platform: Anvita TaaS and Anvita Flow
Supports x402 payments, Agent Store, OpenClaw, and Cloud Code modules |
Anvita was launched on March 31, 2026 in Real Up Cannes
USDC integration with Circle is in progress; Stablecoin licenses are suspended in Hong Kong, Singapore, and Luxembourg |
| Internet circle group | New York, USA | Stack Stablecoin Issuer Agent on USDC Rails | USDC settles 99.8% of x402 proxy payments
Live on 11-string EVM; Agent Marketplace launched with over 500 endpoints |
Circle Agent Stack was launched on May 11, 2026
Includes CLI, agent wallets, marketplace, nanopayments, and circuit skills |
| Coinbase | San Francisco, USA | x402 protocol layer and AgentKit developer ecosystem | About 69,000 active AI agents on the x402 system
Over 167 million transactions and $50 million USD volume as of April 21, 2026 |
x402 V2 was released in December 2025 under the Linux Foundation umbrella
The specific protocol layer for Amazon Bedrock AgentCore payments |
| Cross mint | New York, USA | Full stack agent payment platform | About $23.6 million was raised
More than 40,000 companies and developers; Live across 40+ blockchains |
Smart contract wallets via EVM, Solana, and Stellar
Virtual Visa and Mastercard cards for agents with maximum spending limits |
| Ethereum Foundation (dAI Team) | Zug, Switzerland | Standards body for on-chain AI agent identity | An initiative dedicated to artificial intelligence was launched on September 15, 2025
Two-Track Delegation: The AI Economy on Ethereum and the Decentralized AI Stack |
ERC-8004 has been finalized at Devconnect Buenos Aires
Creates an on-chain identity and reputation layer for AI agents |
| not | San Francisco, USA | Settlement layer for proxy trading | A $75 million round in January 2026 at a $1 billion valuation
400 million users across partners in over 100 countries |
Google AP2 integrates for natural language agent purchases
Partner launch of Visa Intelligent Commerce Connect |
| com.MoonPay | Miami, USA | onramp agent and railcard spending producer | More than 30 million customers in 180 countries
NYDFS Trust Charter, BitLicense and MiCA registration in the Netherlands |
The MoonAgents card was launched on May 1, 2026
MoonPay Agents launched in February 2026 with non-custodial AI wallets |
| Skyfire | San Francisco, USA | Agent identity and payment protocol | $9.5 million was raised
Customers include Anthropic, Cohere, Replicate, and Hugging Face |
KYAPay is designed for verifiable agent identity and USDC settlement
F5 Networks Enterprise Proxy Trading Partnership |
| Solana Foundation | Zug, Switzerland | Railroad to network-wide agent payments | Stablecoin volume: $650 billion in February 2026
More than 15 million agent payments have been settled on-chain to date |
Pay.sh was launched on May 5, 2026 using Google Cloud
Solana Agent Kit provides more than 60 preset actions |
| Tron dao | Geneva, Switzerland | Sovereign AI Fund and Payment Rails | 977 million transactions in the first quarter of 2026
$86 billion stablecoin offering and $26 billion TVL |
The AI Fund expands from $100 million to $1 billion in March 2026
B.AI was launched on TRON with the 8004 identity and x402 standard support |
About this list
The BeInCrypto Institutional 100 – Independent Agent Payments (2026 Longlist) identifies companies that enable AI agents to hold assets, access wallets, sign transactions, and settle payments on crypto trails with minimal human intervention.
Coverage extends to network-level rails, stablecoin issuer proxy platforms, full payment platforms, settlement layers, proxy identity protocols, and Onramp or Card-rail products. Pure AI agent frameworks without a dedicated payment module are out of scope.
methodology
This category is evaluated under Track B of the BeInCrypto Institutional 100 methodology: 30% quantitative metrics, 50% expert panel score, and 20% disclosed company data.
The evaluation includes seven criteria: volume of transactions on proxy rails, depth of integration across AI frameworks, wallet programmability and policy controls, developer adoption, security and compliance, financing and feasibility, and innovation over the award period.
The panel’s higher weight reflects the early stage of the proxy payments category, where on-chain data exists for some platforms but many launches are still too recent for traditional financial metrics to capture their importance in the market.
Data was verified using regulatory records, audited filings, cross-chain analyses, x402 enterprise metrics, public company earnings transcripts, partnership announcements, and direct company disclosures.
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