I focus on strict fundamentals – most importantly equity and credit research. I currently work as a financial advisor/planner, and do analysis in my spare time. I have an undergraduate degree in Business Administration, an MBA in Finance, and I am currently a PhD candidate (PhD in Business Administration with a focus in Finance and Investment Management). My research approach typically involves operations-based research, followed by blending several valuation models together to obtain a blended 12-month price target. I enjoy using the full DCF analysis along with SOTP, peer/multiple analysis, and risk-adjusted methods. I thoroughly enjoy reading industry-related technical files and documents, and then translating that data into conclusions with actionable insights. I enjoy learning about the different sectors and companies I find myself researching, and I always feel like there is something I have to learn. As a curious person, stock and credit research is very satisfying, even fun! I always try to find 2-4 variables that drive value or hinder growth, test them, and then let the fundamental evidence combined with book value inform my view of the research project. I enjoy the energy, commodities, technology and financial sectors most. I joined Seeking Alpha to share my thoughts with a wide audience. I originally started sharing my analysis with a few of my friends who are also consultants and/or analysts. I am always open to a myriad of viewpoints, as I feel the most accurate viewpoints and research are done by a group of great minds working together to figure something out. If you value comprehensive research, and want to learn more about a company beyond what’s inside its books, I think you’ll enjoy the research I’m working on.
Analyst Disclosure: I/we have a beneficial long position in shares of BAC, BAC.PR.L, XLF either through equity ownership, options or other derivatives. I wrote this article myself and express my own opinions. I do not receive compensation for it (other than Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
The opinions expressed in this article are solely those of the author and do not represent the opinions or recommendations of the SRO or broker-dealer. This article is for informational purposes only and does not constitute investment advice or a solicitation or recommendation to buy or sell any security. Readers should consult their financial advisor before making investment decisions. As a reminder, investment products: are not FDIC insured. They are not deposits or obligations of the bank, and may be subject to investment risks, including possible loss of principal. ///// This article relates to an exchange-traded fund that provides exposure to the U.S. financial services sector, including commercial banks, investment banks, payment networks, insurance companies, and consumer finance entities. Financial sector securities are subject to specific risks including interest rate sensitivity, exposure to the credit cycle, regulatory capital requirements, counterparty risk, and concentration in business lines that are sensitive to the economic cycle. Sector ETFs are non-diversified and carry a higher concentration of risk than broad market funds.
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